by admin | Nov 13, 2023 | Blogs
After the news yesterday of another rate rise, we take a close look at what the RBA has to say. Press Release by Michele Bullock, Governor: Monetary Policy Decision 7 NOV, 2023 INTEREST RATES Yesterday, RBA announced cash rate increase to 4.35% The Board held...
by admin | Oct 25, 2023 | Blogs, Uncategorized
When you apply for a loan, a credit assessor looks at five key criteria – 1. Character – things like stability of employment, how long you’ve lived somewhere and your credit history. 2. Capital – Your deposit and savings history. The larger the deposit the lower...
by admin | Jul 31, 2023 | Blogs
Introduction I’m excited to share a success story of how Cutler Finance helped a client save an incredible $25,000 in interest on their home loans. At Cutler Finance, we believe in making a positive impact on people’s lives, and this example demonstrates the...
by admin | May 31, 2023 | Blogs
Managing multiple debts can be overwhelming and stressful, leading many individuals to explore debt consolidation as a potential solution. Debt consolidation involves combining multiple debts into a single loan, often with a lower interest rate or more favorable...
by admin | Mar 20, 2023 | Blogs
Both offset accounts and redraw facilities are features that are often offered by lenders as part of their home loan packages. They can help you save money and reduce your mortgage balance, but they work in different ways. 1. Offset account: An offset account is a...
by admin | Mar 20, 2023 | Blogs
Getting pre-approved for a mortgage is an essential step to take before starting your house-hunting journey. It involves applying for a mortgage with a lender, and once they review your financial situation, they will give you a pre-approval letter stating how much...