Why are the RBA increasing rate?

Why are the RBA increasing rate?

After the news yesterday of another rate rise, we take a close look at what the RBA has to say. Press Release by Michele Bullock, Governor: Monetary Policy Decision 7 NOV, 2023   INTEREST RATES Yesterday, RBA announced cash rate increase to 4.35% The Board held...
What are the 5C’s of Credit

What are the 5C’s of Credit

When you apply for a loan, a credit assessor looks at five key criteria – 1. Character – things like stability of employment, how long you’ve lived somewhere and your credit history. 2. Capital – Your deposit and savings history. The larger the deposit the lower...
We saved our client $25,000 in interest p.a.

We saved our client $25,000 in interest p.a.

Introduction I’m excited to share a success story of how Cutler Finance helped a client save an incredible $25,000 in interest on their home loans. At Cutler Finance, we believe in making a positive impact on people’s lives, and this example demonstrates the...
The importance of pre-approval before house hunting

The importance of pre-approval before house hunting

Getting pre-approved for a mortgage is an essential step to take before starting your house-hunting journey. It involves applying for a mortgage with a lender, and once they review your financial situation, they will give you a pre-approval letter stating how much...